Site Meter Robert Paisola and Western Capital- Where the Media and Debtors turn for Help When Abused by A Debt Collector 2007
 
 
 

The Prison Partners Initiative

Western Capital Confirms Official State Investigation Into Franklin Squires - -Rick C. Koerber and FreeCapitalist.com-Closed Down!

Sham Maharaj- The Plot Thickens as he threatens his investors

Read A Letter from Our CEO

Why We Walked away from 750 Million

E-Mail us an Investigation Story

Is your Company In Financial Trouble?

FREE Skip Trace tools Here!

Allied Interstate Class Action

Unifund Class Action Lawsuit

Suntrust Bank Violations Live Call

Read the Kevin Kim- Unifund Story

Nationwide Collections Class Action

Western Capital CEO Robert Paisola Accepted to the prestigious TED Societyt

Western Capital is Now LIVE on MySpace.com

Kavin Austin Blake Update 4-2008

     

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Questions?

Listen to What Mr. RG Williams and Mr. Varian Gray have to say about Robert Paisola's Live Trainings and Motivational Seminars!

 

Mr RG Williams on Robert Paisola

 

Mr. Varian Gray with Paramount Pictures on Robert Paisola


Robert Paisola Business Turnararounds

NEW- Does Your Business Need Assistance? WE CAN HELP

DEBT COLLECTOR, TIMESHARE SALES, AR AND CALL CENTER MANAGEMENT TRAININGS!

UPDATE APRIL 2008

EXCLUSIVE

UPDATE 4-2008

Bourdeau and Associates on behalf of UNIFUND, target VIP Customers in the Tucson, Arizona Area and ABC NEWS in Association with Western Capital records collector Ted Chambers calling the debtor a JEW. And threatening to take her house and business.  Guess what...Collector Ted Chambers was caught by ABC NEWS Affiliate KGUN 9's reporter Joel Waldan and Western Capital !  The lady he was talking to and threatening was not even on the account!! Stay tuned for this amazing story involving Unifund and Bourdeau and Associates on ABC NEWS AGAIN!!  Of you are an Arizona Resident and have had the same experience, contact us at investigations@mycollector.com and we will have you live on ABC News KGUN in Tucson,, Arizona

AMERICAN CREDIT AND COLLECTIONS EXPOSED

Why Do We Do What We Do?  Listen and WATCH this video... THIS IS WHY DEBT COLLECTORS ARE BEING SUED ALL OVER THE NATION. IF YOU ARE BEING HARASSED. CONTACT US NOW!

 


Creditors Financial Group of Aurora Colorado is Added To The List by Western Capital

CREDITORS FINANCIAL GROUP COLLECTING 2nd FOR CHASE BANK!  Wow! You Will not believe this conversation! This call was made for a VIP Client who was being called three times a day AFTER telling this agency to Cease and Desist!  They called his employer, threatened his wages and went WAY OVER THE LINE! LISTEN NOW!!

 


Are you having problems with UNIFUND? WE CAN HELP!

LISTEN LIVE


American Express and Collect Corp Do It Again! To the Senate Finance Committee, Listen to this call!

You would have thought that American Express would have learned their lesson after the lawsuits with consumers were settled due to the way that they treated Cardholders because of Nationwide Collections and United Recovery. Well, this time they hired a company called Collect Corp to HARASS and VIOLATE THE LAW in an attempt to collect a debt using 1-866-261-2396.  You will not believe the words you will hear from Donald Cahill, Amy Miller and a girl who goes by ANGIE, all in Toronto Canada.  You will be thoroughly disgusted with AMEX as they could care less... just get the money.  Collect Corp called our clients 80 year old mother in law who is not even on the account.   If you have been DESTROYED by Collect Corp we want to hear from you at legal@mycollector.com

More American Express Abuse Calls To Come!


Robert Paisola, CEO of Western Capital and Al Mustafa, CEO of ISIS Financial Announce Strategic Alliance in Southern California


Robert Paisola and the Western Capital Foundation Financially Support the Living Planet Aquarium and our dear friend The White Tip Shark


Do you have a Question about Credit or Collections, Check Out our New Feature!

Have A Question? Ask Robert Paisola!


Take a moment to add your name to our News Update Service

Join The Western Capital Email List
Email:  

NEW Personal Coaching and Mentoring Now Available


Robert Paisola sends a Motivational Message to the World based on the movie THE SECRET

 

 

Robert Paisola Training


VISIT THE NEW WESTERN CAPITAL  STORE !



Bye Bye Old News Media... Hello Digital Media ! The Power of the People has NEVER been so Great, So Speak Your Mind!


LIVE FROM 20/20 News Debt Collectors who Break the Law!  Watch the Video


ONSITE BUSINESS TURNAROUNDS !


The Collection Call Heard Around the World- Story to Come! Click and Listen!


IRS debt collection program under fire


Business Turnaround by Robert Paisola

Is your business facing financial crisis? Western Capital and Robert Paisola can clean up the mess!

IS YOUR BUSINESS IN DEEP FINANCIAL OR LEGAL TROUBLE?

 


 

IS YOUR PERSONAL DEBT OR CREDIT OUT OF CONTROL? Have You Been Abused by A Personal or Commercial Collection Company?


Debt Collection Services

2007 Update Western Capital is Not Accepting New Clients for Consumer Collections At this Time.  We will accept Commercial Claims via our affiliate companies! Download An Account Placement Form Here!  WE ARE ALL ABOUT CORPORATE TRAINING!  E-Mail us today!  We have decided that collecting debt can only be done when it creates a WIN-WIN for all sides. We are now taking our vast resources to assist YOU against the Big Collection Agencies that Lie, Cheat and Steal to get you to pay.  Why?  Because that is the MORAL thing to do.


This Site is Now Co-Located in 26 Nations- Help Protect this Site- Co Locate it on your servers around the world!


Western Capital Presents

Vantage Score Discussion Site www.VantageScoreFacts.com

Listen Live Via KCBS


The Art of Getting Paid, A Random House Publication, By Robert Paisola

Learn From Home!

Order Robert's Book "The Art of Getting Paid"  


THE WESTERN CAPITAL FAMILY OF COMPANIES ANNOUNCES IT'S STRATEGIC MARKETING RELATIONSHIP WITH A LARGE INTERNATIONAL DEVELOPMENT COMPANY. IF YOU HAVE WANTED TO BE IN THE REAL ESTATE BUSINESS, OR BE A REAL ESTATE INVESTOR,  NOW IS THE TIME! CLICK HERE FOR MORE INFORMATION!


Robert Paisola, CEO of Western Capital meets with International Director of Criminon International- Maps International Strategy for Correctional Reform


ANNOUNCING INDIA DEBT COLLECTOR TRAINING SPECIAL


Robert Paisola Training

 

Watch A Live Time Share Corporate Training from Cancun  Mexico by Robert Paisola, our CEO


ExTerra Credit Recovery is now a division of Robert Paisola's Western Capital

Exterra Credit Recovery is now a trademark of the Western Capital Group of Companies

Email support@exterracredit.com for more details


TIMESHARE SALES TRAININGS 2007

ARE YOU A TIMESHARE SALES EXECUTIVE?  WATCH ROBERT TRAIN TIMESHARE SALESPEOPLE IN MEXICO.  TIMESHARE SALES IS A PEOPLE BUSINESS AND ROBERT WILL CREATE INCREDIBLE SALES RESULTS FOR YOUR PROPERTY!

CLICK RCI LOGO AND SEE LARGE VIEW HERE FROM GOOGLE VIDEO!! www.RCITrainings.com

THE ROBERT PAISOLA FAMILY FOUNDATION


Robert Paisola for Rene Magazine

A Special Message from our CEO on Character, and Why Western Capital and its affiliate companies have decided to take a stand on certain issues and companies


  

The Worst of the Worst Collection Agencies in America


THE ART OF CREDIT - The Credit Information Authority- IS NOW A WESTERN CAPITAL COMPANY

www.ArtOfCredit.com


Join the Western Capital VIP Program- If you are a Consumer and have been abused by a collector, look no further!

Remember, All Investigation Inquiries are Confidential, If you have been abused by a Debt Collector, email us today!   Our Investigations email is investigations@mycollector.com


NEVER EVER EVER PAY A COLLECTION AGENCY- EVER WITHOUT GUIDANCE

Someone you don't know is on the phone, claiming you owe them money. Before you cave in to their threats, read this.

Need Help?


Western Capital's CEO Robert Paisola Asked to serve as the Chairman of the Republican Business Advisory Council by Congressman Tom Reynolds and to Attend the Presidents Dinner In Washington, DC with President Bush


SEARCH OUR SITES

ExTerra Credit Recovery is now a division of Robert Paisola's Western Capital

The Western Capital Group Of Companies is owned by CEO Robert Paisola

Google
http://www.mycollector.com  

Eileen R. Myers of Harvard faced 18 months of phone calls and letters for a credit card debt incurred by Eileen A. Myers.

And People Wonder Why We say That The Debt Collection Industry has Become "Morally Bankrupt" ! Read this story from the Boston Globe. This is the reason that WE DO WHAT WE DO AT WESTERN CAPITAL!


Our Public Statement on Edutrades, Teach Me To Trade, Russ Whitney and Whitney Education


 

 


Read The Official Western Capital Corporate Blog Here


Read some of the miracles that have been created because YOU decided that it was time to CHANGE! If you read and listen to everything on this site, you will see that Western Capital and Robert Paisola can fix your company...The Right Way!

Listen to what our customers have to say about Western Capital !


CBS News 5 in California does a Live Story on A Western Capital VIP Client!

Western Capital VIP Client Victim of Palisades Collections- Watch the Story Live on CBS 5 in  San Francisco


Are you The CEO or President of a Public Company?  Do you Outsource Your Corporate Collections?  Listen to how Robert Kidd and The CEO of Matthews Pierce & Lloyd, David Lloyd, handle a Corporate Collection Call. By terrorizing Small Business and doing what they do in Corporate America, Shareholder Value Goes Down the Drain for Companies like PPG Industries. We will transcribe and post the call for all of our International Listeners.  How will Charles E, Brunch, the CEO of PPG deal with this issue?

Sound Familiar? We Can Help!


Looking for a Keynote or Motivational Speaker, Robert Paisola will make your event a success!


NEW Western Capital Presents "The Secret Direct"


click on the photo above to be directed to the full photo gallery

Donald Trump Celebrates his Birthday at the Learning Annex, He Discusses "That Fat Bitch Rosie" and her inevitable self destruction. He discusses Paris Hilton and her unfortunate situation.  Also, The CEO of the Learning Annex ,Bill Zanker, announces a backstage book deal with Trump, and Trump outlined his 10 essential Keys to Success.  Listen Live and Unedited from Florida! Presented by Robert Paisola, CEO of Western Capital 2008

Email us for the Audio!


Are you having problems with UNIFUND? WE CAN HELP!

UNIFUND Class Action Preparation Continues Keep Up to Date on the process of the Unifund Class Action Lawsuit- Send us your stories!


United Recovery Services Joins the List of the Investigated by Western Capital at MyCollector.com

United Recovery Systems Goes Over The Line AGAIN as they collect for American Express.  When will they learn? Who is Justin Martinez who says "We do not want your clients dirty money"?  Let the Class Action Begin.  Full Audio and Transcriptions being prepared now.


LET THE BOMB'S FALL! UNIFUND IS CERTIFIED IN A CLASS ACTION LAWSUIT IN THE UNITED STATES DISTRICT COURT FOR THE MIDDLE DISTRICT OF TEXAS MARSHALL DIVISION CASE 2:00 - CV- 175 - READ THE SETTLEMENT AGREEMENT!


RJ Boudreau and Associates Crosses the Line Over and Over. Who is Attorney Patrick L. Handlin? Who is Jose Flores,  Will Jefferies and Arthur Ormond? Who Calls from 866-890-1644 from Salem NH for Tri-Cap Investment Partners, LLC. Listen Live to this Call!

 THIS RECORDING WAS REMOVED AS A COURTESY TO MR. RON MAYZE


US CONGRESS INVESTIGATES

FTC INVESTIGATES

Edward Mitchell Davis - EXTORTION CASE

CRIMINON INTERNATIONAL

Jacobson Sobo and Moselle

Provident Partners Companies

Flathead County Montana

GoMore Financial

Daniel W. Goldstone, and Norfolk Financial Corp

Allied Interstate Collections

GMAC Financial

Intraoperative Monitoring

New York Collectors Indicted

Atlantic Collections

Buffalo News Coverage of The Debt Collection Industry

Allied Interstate Collections

Allied Risk Management

E&M Group LLC in New Orleans

JCB and Associates for Jack H. Boyajian

SUTTELL & ASSOCIATES

DATA SECURITY BREACH AT NCO FINANCIAL SERVICES-UPDATES TO COME

THE RIP OFF REPORT

PARK DANSAN COLLECTIONS

ZOMBIE DEBT COLLECTORS

PALISADES COLLECTIONS

Are you a VICTIM of Allied Interstate? Join the Class Action Lawsuit at MyCollector.com

More Allied Interstate Abuse Reported 10 Complaints Received in ONE DAY!

KAVIN AUSTIN BLAKE - FLORIDA REALTOR

Franklin Squires

FreeCapitalist .Com

WESTGATE TIME SHARE SCAM

AUSTIN BLAKE -FLORIDA REALTOR

Daniels Law Firm

www.AustinBlakeLawsuit.com

www.BillBauerFacts.com

Cambese Law Office - FDCPA LAWSUIT

The Salt Lake City Weekly Site

Blue Hippo Investigation Site

Enhanced Recovery Corp.

PLAYA DEL SOL HOTELS

UNIFUND- KEVIN KIM

UNIFUND- DE LA TORRE

LV Funding and Edward M. Lopes

Robert Paisola v MRS ASSOCIATES

NCO FINANCIAL - WE WON!

LDG FINANCIAL

CREDITORS FINANCIAL GROUP

IMPACT TRAININGS

Collection Professional Services

(aka CPS Investigations)

Nationwide Capital Recovery

Check Enforcement Services

Marauder Marketing

AMERIPRISE FINANCIAL

American Recovery ( ARSI )

Attorney Danielle Lenahan DISBARRED


Western Capital's National Business Credit Card Application List Now Live!

www.BusinessCreditUniversity.com

www.WesternCapitalTurnaround.com  


 


NEW Western Capital Presents "The Secret Direct" -- Watch the Whole Movie Live!


WINDHAM PROFESSIONALS

Whitewing Financial Group, Inc

DUNSTONE FUNDING BRUCE COHEN AND MARIO BIANCHI

ENCORE CAPITAL GROUP AND MIDLAND CREDIT MANAGEMENT

ATTORNEY MARVIN SC DANG

ATTORNEY DANIEL CHALKER

WELLS FARGO ONE MILLION DOLLAR WIN!

 

A Welcome Video from Robert Paisola

Visit Robert Paisola's Website


ROBERT PAISOLA'S NEWEST MOTIVATIONAL BOOK CONVERSATIONS ON SUCCESS AVALIABLE ON BOOKSHELVES WORLDWIDE NOW!

 Announcing the Publishing of Robert Paisola's third Book, co-authored with Dr. John Gray, author of Men are from Mars and Women are from Venus and Mr. Tom Hopkins, world renound sales and motivation trainer.

Conversations on Success Published by Insight Publishing with Robert Paisola, Tom Hopkins and Dr. John Gray 2007


Western Capital NEWS UPDATE

April 2008 UpdateLink:

EXCLUSIVE

Whats happening at ShamMaharaj.com -Real Estate Developer Gone Wild

Sham Maharaj Scam Real Estate Developer Gone Wild- Steals Millions of Dollars of Investors Money

April 17, 2008- For Immediate Distribution

Real Estate Millionaire, Shamanand "Sham" Maharaj, based in Orlando Florida is being investigated for fraud. Our sources state that multiple people have invested into a project in South Florida called Lake Ruby (Some Call it Ruby Lake), This is only one of the projects that we are receiving complaints on. We are going to provide you with copies of documents, certified letters, audio tapes , copies of phone conversations and much much more to garner a federal indictment against Mr. Maharaj, in South Florida.

If you are a victim of Sham Maharaj or any of his corporations, including Buena Vista Corporation, email our investigative team at at shamscam@gmail.com

for Continuous Updates, see www.ShamMaharaj.com


NATIONWIDE CREDIT -THE FINAL NAIL?

 

 Watch out Nationwide Credit and American Express, you are going live around the world on pr.com, msnbc.com, fox news New York, google video, you tube.com , the ABC radio network, KNBC, KTLA, KABC,  and a mass mailing to every congressman in the country.


Nationwide Credit Indictment

Nationwide Collections Recovery Systems LTD, (NRS)Does It Again.  This 59 Minute Call with Nationwide Collections is by far the nail in the Coffin.  American Express Lawsuit by a BLACK CARD CENTURION MEMBER AGAINST American Express and Nationwide Credit for abuse.  Kim Pacitto, Chernette Levy, Carol Shaw and the Senior Vice President Of Nationwide Operations, Randy Williams get involved.  The tape is being transcribed and reviewed by our attorneys. Do you Problems with Nationwide Collections, Call SVP Randy Williams at 954-874-4166 DIRECT, AND send us a letter outlining the issue and outcome of your call with Randy to investigations@cretv.com .

CALL TO BE POSTED SOON


HERE IS A SAMPLE CALL AGAINST NATIONWIDE CREDIT-- BY ROBERT PAISOLA

This is NOT the call described above.  The NEW ONE is 100 times worse.


New Information posted on the C. Rick Koerber and Franklin Squires Scam.


Are you facing foreclosure?

Western Capital is now assisting individuals in the USA who are in the middle of the foreclosure process. It is essential that you contact us if you are a victim of equity stripping, equity milling or the victim of a mortgage scam.


Western Capital Introduces the Timeshare Fraud Chronicles Blog


Tahiti Village Scam

What is going on at Tahiti Village in Las Vegas. Stay tuned for full National Report


View our President Gordon B. Hinckley Memorial Blog. President Hinckley was a Prophet of the Church of Jesus Christ of Latter Day Saints.


EXCLUSIVE!

John Brewington, Arizona Private Investigator, Speaks Out

Jiffy Lube or Mc Donalds? John Brewington Speaks his mind on the Rachel Guyon Case in Salt Lake City and Stephen Dark, our favorite reporter is on the trail to get the story on this very UN-PUBLIC Third District Court Salt Lake City, Utah case ! Hold on... Here comes the media!


Robert Paisola to appear on NBC Dateline from New York City, Details and photos to come


Western Capital receives threatening demand from Attorney C. Jeffrey Thompson, for Rick C. Koerber and Franklin Squires and attempts to keep Western Capital Media from Protecting YOU! To Cease and Desist a Media Story is Amazing! Read the full letter . You will not believe the conversation that we had with C. Jeffrey Thompson of Mackey Price Thompson and Ostler in Salt Lake City Utah !


To The Worldwide Media:Robert Paisola being interviewed by NBC and CNN

Robert Paisola is Interviewed by NBC for CNN

Robert Paisola being Interviewed by ABC News

Robert Paisola being Interviewed by ABC News

Robert Paisola being interviewed by CBS News

Robert Paisola being Interviewed by CBS News

Robert Paisola being interviewed by Fox News

Robert Paisola being interviewed by FOX News

Thank you for being respectful during this terrible crisis in our lives. We are so glad that our Sister, Lisa Paisola and our aunt, Kay Van Horne, have been saved from the MS Explorer Cruise Ship that fell into the Arctic Ocean. We are constantly updating our blogs and sites to provide you with the best information possible

Please visit:

www.westerncapitalblog.com

www.robertpaisola.com


THIS IS THE MOST IMPORTANT LIVE COLLECTION CALL YOU WILL EVER HEAR!

What would you do if you were a small business owner, it was the day that payroll was due and you came into the office only to find out that your bank account has been levied for 86,000. This 33 minute tape is a once in a lifetime experience. Listen as Robert Paisola deals with the IRS. Who is Cindy Hutchinson, Who is Ron Jackson in the Ogden Utah IRS Office. Listen to how they promise to release a levy and then refuse to remove our clients levy. You will see  how we deal with this issue. Listen to the emotion. Just Listen. Just Listen. Just Listen.

Copyright Western Capital 2000-2008


Merchants Credit Association

MERCHANTS CREDIT ASSOCIATION TO PAY $854,389.81 FOR FDCPA VIOLATIONS.  STRIKE THREE...YOU ARE OUT!


Are you having problems with UNIFUND? WE CAN HELP!

ANOTHER HISPANIC UNIFUND VICTIM SPEAKS UP. "WE HAVE A SHERRIFF ON THE UNIFUND STAFF"  YOU WILL NOT BELIEVE THIS LIVE CALL THAT  TOOK PLACE 11-02-07. WHO IS ATTORNEY PEDRO J. SAVALLA?


Have you been ABUSED by Saxon Mortgage? investigations@mycollector.com


kdka logo

FROM CBS NEWS- THIS IS A MUST WATCH- WE WILL CUT YOUR PARENTS HEADS OFF IF YOU DON'T PAY



May 2008

SUB PRIME HOUSING -VARIABLE MORTGAGE RATE FORECLOSURE EXPERT FOR THE MEDIA

If you are a producer or reporter doing a story on the collapse of the sub prime housing market and the subsequent closure of thousands of financial institutions due to the aberrant borrowing that took place in 2005 and 2006 with the VARIABLE RATE MORTGAGE PRODUCT, we can help you. Your listeners and readers are going through a very traumatic time in their lives right now and the call in guest with the solutions is Robert Paisola, The CEO and President of Western Capital Financial and the Western Capital Venture Capital Fund.  We get hundreds of requests for help per week and if you are doing a story on this subject, email Robert Paisola now at mediarelations@robertpaisola.com


Click2Houston.com

KPRC IN HOUSTON PROFILES DEBTORS THAT GET EVEN!

Local 2 Investigates submitted an Open Records Request to the Texas Attorney General's Office asking for the debt collection agencies with the most complaints filed against them. The following is the list we received for all complaints filed from Jan. 1, 2002, through Oct. 5, 2006:
NCO Financial Systems, Inc. 377
Allied Interstate Inc. 198
Credit Protection Association 157
Capital Acquisitions & Management Co. 136
ProCollect 134
GC Services 131
Asset Acceptance LLC 129
Business Office Systems and Solutions 128
Risk Management Alternatives, Inc. 124
LTD Financial Services, L.P. 116
Local 2 Investigates submitted Freedom of Information Request to the Federal Trade Commission asking for the debt collection agencies with the most complaints filed against them. The following is the list we received for all complaints filed from Jan. 1, 2003, through Jan. 4, 2006:
Capital One 600
Cross Country Bank 364
Dell Financial Services 347
Verizon Wireless 333
Sprint PCS 324
Chrysler Financial 319
Sears 278
Cingular Wireless 246
American Express 226
Americredit 226
More Information:

REED AND MARY ANN FISHER FCRA CASE UPDATE

Wells Fargo

WELLS FARGO ORDERED TO PAY CLIENT ONE MILLION DOLLARS ($1,045,594.00) FOR FAIR CREDIT REPORTING ACT MORTGAGE VIOLATIONS!

Need Help? www.WesternCapitalVip.com


Naymz

Is your Reputation on the Internet at Stake? We can Help!


SUNTRUST BANK CAUGHT RED HANDED IN ADDITIONAL FRAUD- BACKDATING LETTERS! What will CEO, L. Phillip Humann have to say?

(pictured Below)

YOU WILL NOT BELIEVE THIS UPDATE! As of September 10, 2007. our VIP clients hired an attorney in Atlanta, Georgia named Shannon S. Collier. After Suntrust Bank Listened to these tapes, They transferred this case to the Suntrust Bank Executive Services Unit.  We received two letters from Joan S. Tucker, the Executive Vice President of Suntrust.  Now, here is the fun part, the letters that were sent were BACKDATED!  How do we know, because the account was paid in full in March 2007 and in the letters you will read, you will notice that the letter of June 22, Shows the account was paid in full in March 2007, however The letter of June 22, states "ONCE WE RECEIVE PAYMENT IN FULL, WE WILL UPDATE THE ACCOUNT INFORMATION"


Franklin Squires Cease and Desist Posted from Wyoming against C. Rick Koerber


Western Capital Confirms Formal State Investigation into Franklin Squires- FreeCapitalist.com  Listen to the Live Audio with Wayne Klein, the Director of the Utah State Governors Office in unedited form..


A Nation of Debt...Incredible!

 



CLICK TO LISTEN TO THIS INTERVIEW

CLICK HERE TO VIEW OUR INTERNATIONAL PRESS RELEASE ON PR.COM

Lets face it, the Sub Prime Real Estate Market is completely dead. The is effecting the entire housing market, listen to this amazing story from NPR.COM issued today. Robert Paisola is a recognized expert in the Sub Prime Housing Market and is available to the media at www.WesternCapitalNews.com   . If you have an Adjustable rate Mortgage that was conceived in 2005 or 2006 we can help. Contact